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Buying a Car with Challenged Credit


Less than perfect credit is not the end of the world when it comes to buying a car from Stuart Nissan! We are dedicated to helping you find the auto financing you need for the Nissan you want. We work with multiple lending sources to help you get the financing you need for the vehicle you want. So, what should you do if you have challenged credit, but need a new vehicle?

Know What You’re Dealing With

It’s a great idea to check your credit before you come to our lot to ensure that all the information is correct and you won’t have any surprises. If you start planning ahead early enough, you can even work at rehabilitating your credit before you need to buy a car so you can qualify for a better interest rate.

Get Pre-Approved Before Coming to the Lot

This will help you avoid frustration and allow you to know what you can truly afford before you look at any vehicles. With Stuart Nissan, you can apply for credit online and one of our experienced finance specialists will be in touch with you as soon as possible to discuss your options.

Stay in Your Price Range

With less than perfect credit, it’s a good idea to factor higher interest rates into your budget and consider the cost of the vehicle accordingly to avoid any surprises. Make a list of the features you really like and focus on finding those instead of getting carried away with all the bells and whistles of a more expensive car. To learn more about what you can afford, check out our online payment calculator.

Choose the Right Dealer

Some dealers are out to take advantage of those with challenged credit. Stuart Nissan is not one of those dealers. Our highly trained sales staff has earned a credible reputation with their many years of service and commitment. Our goal is to make sure that each of our customers receives the quality service that we have built the Stuart Nissan name on. We offer a wide selection of new Nissans and used cars for sale at competitive prices. We don’t want to take advantage of you and hope to make you a customer for life.

Stop by our dealership in Enid to get started or call 800-749-9636. We can’t wait to work with you.